AJG Capital specializes in short term real estate secured loans, often called bridge loans or hard money loans. Because we are well capitalized and do not have a large corporate structure, our bridge lending platform allows for loans to fund quickly as our decision making process is based primarily on the value of the real estate or collateral securing the loan as well as the prospective exit strategy. There is less emphasis being placed on the borrower’s income, employment, assets, credit scores or tax returns.
Our bridge loan programs will tend to overlook many items that are critical to a traditional lender. The terms and structures of our loans are extremely flexible as we will not dictate stringent lending guidelines. Our viewpoint is that every deal is different and can be profitable if structured properly. AJG Capital will continue to be a leader in delivering short-term bridge loan mortgages to experienced real estate investors, builders and dealers.